Legal Notices & Disclaimers

The information contained on this site is provided solely for general information purposes and as a convenience to agents, brokers and customers of the Hoch Insurance Group, its subsidiaries and affiliated agencies (together the “Hoch Insurance Group”).  The information pertains only to the continental United States and Alaska.  The information contained on this site is not intended to be a solicitation or an offer to sell in connection with any product or service and is not a complete description of all terms, conditions and exclusions applicable to the products and services described.  The information contained on this site is time sensitive which may diminish its accuracy and reliability.  A more complete description of the terms, conditions and exclusions of insurance coverages or other products or services is available by contacting us directly and may also be available through your local insurance agent.  The insurance products and services referenced in this site may not be available in all states or jurisdictions.  Our agency, its subsidiaries and affiliated agencies may not be licensed to provide information in your state or local jurisdiction regarding some or all the insurance products and services referenced in this site.  The materials contained on this site are not intended to be a substitute for professional advice.  Please consult an appropriate advisor for complete and current information.  Our agency, its subsidiaries and affiliated agencies do not make any representations or warranties, express or implied, regarding the accuracy, reliability or completeness of the information contained on this site. 

Hoch Insurance Group is the copyright owner of all text and graphics contained on this site.  Any insurance company trademarks or service marks that may appear on this site are the property of their respective owners.  You may print a copy of the information contained on this site for your personal use only, but you may not reproduce or distribute the text or graphics to others or copy the information to your own server or link to this site without permission of the Hoch Insurance Group.  You may request permission by sending your request to Hoch Insurance Group, 209 E. Washington Center Road, Fort Wayne, IN 46825. 

Links to other Internet sites that are not maintained by Hoch Insurance Group are provided as a convenience.  Such external Internet addresses or sites contain information created, published, maintained or otherwise posted by organizations and entities independent of Hoch Insurance Group.  Hoch Insurance Group, its subsidiaries and affiliated agencies are not responsible for the content of sites not maintained by Hoch Insurance Group.  Hoch Insurance Group does not approve, endorse or certify any information available at any external site or linked address contained in this site. 

The owner of any external independent internet site (“External Site Owner”) whose site contains a link to any Hoch Insurance Group site is an independent entity and has no authority to make any commitments or bind or seek to bind Hoch Insurance Group to any contract, agreement, policy or other obligation without the prior written approval of Hoch Insurance Group.  External Site Owners are solely responsible for the content, access, use and control of their respective web sites.  Any Hoch Insurance Group owned service mark, trademark, logo or design, or other designation containing a Hoch Insurance Group owned service mark or trademark, which is used by an External Site Owner to link to this site, is used only with written permission of the Hoch Insurance Group and solely for the limited purpose of providing a link to this site.  The Hoch Insurance Group reserves all rights in any of its service marks or trademark used to link to this site by any External Site Owner and any such mark or marks shall be and remain the sole property of the Hoch Insurance Group. 

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, products, services or other information provided on this site.  All information on this site is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting, financial planning, estate planning or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use.  Consult your legal, tax or insurance advisors with respect to your personal situation.